Our Partners & Affiliates
We work exclusively with Financial Conduct Authority (FCA) regulated firms to ensure you receive professional, compliant debt advice and solutions.
Last updated: January 2025
What Does FCA Regulation Mean?
The Financial Conduct Authority (FCA) is the conduct regulator for nearly 50,000 financial services firms and financial markets in the UK. Their role is to protect consumers, enhance market integrity, and promote competition.
Consumer Protection
FCA regulation ensures that firms treat their customers fairly, provide clear information, and offer suitable advice.
Professional Conduct
Regulated firms must adhere to strict rules of conduct, maintaining high standards of integrity and professionalism.
Operational Standards
Firms must have adequate financial resources and robust systems in place to protect client money and data.
How to Verify FCA Registration
You should always verify that any firm providing you with financial advice is authorised by the FCA. You can do this by checking the official FCA Register.
- Visit the official FCA Register on the GOV.UK website.
- Enter the firm's name or Firm Reference Number (FRN) into the search bar.
- Check the firm's status is "Authorised" and review the "permissions" to ensure they are permitted to provide debt counselling or debt adjusting services.
Always look for the "Authorised" status.
Why We Exclusively Use FCA Regulated Partners
Your financial wellbeing and protection are our highest priorities. By partnering only with FCA regulated firms, we ensure you receive the best possible service and protection.
Consumer Protection
You are protected by strict rules that ensure you are treated fairly and receive suitable advice for your circumstances.
Professional Standards
Our partners' advisors are required to be competent, knowledgeable, and act in your best interests at all times.
Complaint Handling
If you are unhappy with the service, you have access to a formal complaints procedure and can escalate your complaint to the Financial Ombudsman Service.
Compensation Scheme
You may be covered by the Financial Services Compensation Scheme (FSCS) if a firm fails and owes you money.
Our Partner Network
YourFinances.co.uk works with a carefully selected network of UK-based debt solution providers. Each partner is an independent firm, fully authorised and regulated by the Financial Conduct Authority for debt counselling and/or debt adjusting services.
To maintain commercial confidentiality, we do not publish a public list of our partners. However, when we refer you to a partner firm, we will provide you with their full details, including their FCA Firm Reference Number (FRN), which you can verify on the FCA Register.
Ready to Take the Next Step?
Find out if you qualify for a solution that could write off a significant portion of your debt. Our free and confidential eligibility checker is provided in partnership with FCA regulated advisors.
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