Editorial Policy & FCA Transparency Statement

1. Our Mission & Editorial Standards

The mission of YourFinances.co.uk is to provide clear, accurate, and impartial information about debt solutions and how to access free debt advice to help UK residents make informed financial decisions. Our content is created to the highest editorial standards, prioritizing accuracy, objectivity, and user trust.

2. Fact-Checking & Accuracy

Material financial, legal and debt-process claims should be checked against primary or authoritative sources before publication. Sources may include legislation, GOV.UK, the FCA, The Insolvency Service and other relevant public bodies. Whether covering IVA regulations, DRO eligibility, or credit recovery in our Credit Rebuilders Hub, our objective is to make important claims traceable and to correct them when authoritative information changes.

3. Content Review Process

Our content undergoes a multi-stage review process. Content is reviewed and updated where relevant. Legally sensitive and regulated topics are subject to internal review controls.

• Initial Draft: Created by the YourFinances.co.uk editorial team.
• Editorial Review: Reviewed for clarity, tone, and adherence to editorial guidelines.
• Regular Updates: Content is reviewed and updated to reflect changes in legislation, regulations, or market conditions. This includes keeping guides like our credit report guide and tools like the budget balancer current.

4. Sources and References

We are committed to transparency in our sourcing. We cite reputable sources where appropriate, including government websites (e.g., GOV.UK, The Insolvency Service), regulatory bodies (e.g., Financial Conduct Authority), and established financial charities (e.g., StepChange, National Debtline). We do not present opinions as facts.

5. Corrections Policy

We aim for accuracy while recognising that errors and changes in law, regulation or guidance can occur. If we identify a material error, we aim to correct it promptly and, where appropriate, add a correction or review note. Readers can report potential errors via our contact page or by emailing [email protected].

6. AI-Assisted Content

Some content on this platform may be assisted by AI tools. AI-assisted content is subject to editorial review before publication where the current system supports that process.